WEALTH BUILDER

 Wealth Builder 

 

Building wealth, securing futures

Wealth Builder is an investment linked insurance plan that allows you to access sound financial opportunities by participating in the performance of government or corporate issued bonds or the stocks of the country’s top corporations. Through this participation, you enjoy the services of investment experts otherwise accessible only to the privileged few. By investing in Insular Life Wealth Builder, you and your family are also protected from the risk of economic loss, a benefit only insurance investment vehicles can provide.
Consider the advantages of Wealth Builder:

• One-time commitment

  Wealth Builder is an investment instrument suited for your windfall or any accumulated savings that you don’t intend to use in the short-term. As a one-time paying product, the pressure to save funds for the next payment does not exist.

• Maximized Yields

  Your funds are invested in a diversified portfolio of stocks, bonds, prime corporate notes and short-term money market instruments, allowing you to ride the current performance of these vehicles in the financial environment. As your investment is pooled with the funds of other clients, you have the privilege of large institutional investors such as lower transaction costs, access to desirable investment opportunities, preferred rates and the services of a full time fund manager.

• Freedom to increase investment

  Your succeeding windfalls or accumulated savings can enjoy the product’s performance through infusing these additional funds into your Wealth Builder investment at any time you wish. Referred to as top-ups, your funds just have to reach at least P20,000 so it can be accepted into your existing policy.

• Supplemental insurance protection

  Wealth Builder provides an initial insurance protection equal to 125% of the single premium to supplement your family’s funds upon the insured’s sudden demise.

These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Life insurance products are regulated by the Insurance Commission.

If you wish to discuss how to attain financial freedom, feel free to contact me:

KRISTINE MAGDALUYO
Financial Advisor, Insular Life
09175822327
kaye_magdaluyo@hotmail.com
krmagdaluyo@corlife.com.ph

WEALTH ASSURE

 

Wealth Assure 

Wealth Assure is a peso denominated investment-linked product where regular premium payments are required to enjoy the benefits of lifetime protection and competitive investment yields.

• More Financial Protection

  Wealth Assure’s low initial charges allow for a bigger portion of your insurance premiums to be placed in an investment fund that will give you the opportunity to grow your fund.  A higher fund value is to your favor because the life insurance coverage of this product is equal to the sum insured plus the fund value.

• Competitive Yields for your money

  Wealth Assure’s investment portion maximizes your money’s growth potential as it invests in high-performing funds composed of fixed income assets, equities or both.

• Insurance Coverage Flexibility

  The product provides you the flexibility to determine the insurance coverage needed to preserve your family’s lifestyle and estate using the same amount of annual premiums, for as long as it is paid and the fund performance can accommodate it.

• Liquidity

  As long as the fund value can support it, Wealth Assure allows withdrawals for a minimum of P10,000.

• Opportunity for Growth

  Wealth Assure allows for top-ups at a minimum of P60,000. Top-ups give you the opportunity to infuse funds into the policy to further grow your money faster and increase your gains better. It also enables you to enhance both your living or death benefits.

If you wish to discuss how to attain financial freedom, feel free to contact me:

KRISTINE MAGDALUYO

Financial Advisor, Insular Life

kaye_magdaluyo@hotmail.com

krmagdaluyo@corlife.com.ph

09175822327

WEALTH SECURE

Wealth Secure

Shape your dreams with maximum flexibility.

Wealth Secure is a peso-denominated investment linked insurance plan that provides lifetime insurance protection and makes available funds you can use for whatever purpose you may have. This plan can flex to fit your changing needs as you go through the different stages of life – from funding a lifestyle as a young upwardly mobile professional, to building a life with a special someone, tending to parental concerns like funding the educational needs of children, rediscovering one another as empty nesters, up to securing a financially stable retirement.

• Disciplined savings

  The regularity of premiums built-in the design of the plan allows you to save up for your future in a disciplined and systematic way. You can choose to save annually, semi-annually,quarterly or monthly. With a minimum premium of P20,000, you can start your savings plan and regulate your cash flow to match your desired savings goal. At any time, you can increase your savings plan by doing single pay top-ups.

• Peace of mind

  Wealth Secure guarantees a minimum death benefit equal to 500% of your annual premium regardless of market performance, an assurance that your beneficiaries are financially secured even if you’re no longer around.

• Utmost flexibility

  This investment addresses your financial needs allowing you to withdraw required amounts without necessarily terminating your policy. You can even increase/decrease your coverage or add/reduce your premiums as your need for protection changes and your financial position varies.

• Broad fund selection

  We recognize that your risk appetite may change depending on the life stage you are in, your current financial situation or even your changing goals. For this reason, Wealth Secure gives you greater control over the choice of underlying investment instruments to grow your funds. You have the freedom to allocate your premiums to Equity,Growth, Fixed Income and the Balanced funds.
   

These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Life insurance products are regulated by the Insurance Commission.


If you wish to discuss how to attain financial freedom, feel free to contact me:

KRISTINE MAGDALUYO
Financial Advisor, Insular Life
kaye_magdaluyo@hotmail.com
krmagdaluyo@corlife.com.ph
09175822327